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Purpose-Built Student Accommodation

PBSA & Student Housing Payments

Specialized payment solutions for student housing with academic year billing cycles and family payment support.

UK + EU

Open Banking

Guarantor

Payer ≠ tenant

0.25%

Per charge

Guarantor payment

King's College Hall · 304

Term 1 · Sofia R.

Instalment£3,200.00
PayerGuarantor (parent)
Attributed toSTU-08842
UK Open BankingGuarantor signed
Built on enterprise-grade compliance
GDPR
ISO 27001
PSD2 · Open Banking
SCA Ready
AML / KYC

How it works

Editable template

Each vertical ships with preconfigured flows. Tailor them to your operations: add steps, change conditions, or connect your systems.

Trigger

Flow start

Student KYC

Underage flow supported

Guarantor sign

eIDAS multi-signer

Term collection

1, 3 or 9 instalments

Reminders & dunning

Automatic, multi-channel

End

Flow completed

Why Choose This Solution

  • Student-Friendly

    Offer payment plans aligned with loan disbursement schedules.

  • Global Reach

    Accept payments from families worldwide with multi-currency support.

  • High Retention

    Simplify renewals with automated reminders and easy re-booking.

Built for real scenarios

Bookings season

Thousands of students paying in weeks

Scaled collection with mobile-first checkout
International students

Foreign cards, currencies, guarantors

FX-aware cards + bank rails in one stack
Operations

Manual reconciliation across residences

Per-asset ledger with auto-allocation

See how UrbanPay fits your operation

Talk to an expert and get a tailored walkthrough for your business — no commitment.

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Related Reading

→ PBSA Payment Technology for Student Housing→ International payments for student housing→ Open Banking for Real Estate: The Complete Guide

Frequently Asked Questions

UrbanPay provides a payment layer built for PBSA operators — collecting term-time rent via Open Banking, managing guarantor payments, holding deposits in escrow, and handling mid-year changes like room swaps or early departures. Students and parents pay through a simple checkout link.

Optimize your student housing payments

Book a demoStart free