Automate Quarterly Investor Distributions for Real Estate Funds
Distribute returns to 100+ real estate investors in one batch over SEPA, A2A and stablecoin rails. Mass disbursements that reconcile automatically.
1.5k
Investors / batch
30 min
Review cycle
Multi
Rail routing
PROJ-2026-014
Chamberí Building
Preconfigured flow
How it works
Each vertical ships with ready-to-use flows. Adapt them to your operations: add steps, change conditions, or connect your systems.
Trigger
Flow start
01
Calculate distribution
By cap table or rule
02
Sanctions re-check
Per investor
03
Generate payouts
FX & fees applied
04
Send in one click
SEPA + SWIFT
End
Flow completed
You can also build your own template
Benefits
Why Choose This Solution
-
01
One Batch, Not Two Days
A 200-investor distribution collapses from a two-day exercise to a 30-minute review-and-approve cycle.
-
02
Built-In Audit Trail
Every transfer maps back to the waterfall, with verification state and bank confirmations attached.
-
03
Multi-Rail Routing
SEPA, Faster Payments, SWIFT, or stablecoin chosen per transfer by destination and currency.
Built for real scenarios
Built for real scenarios
Spreadsheet errors at scale
Multi-currency, multi-bank payouts
Manual statements drain finance
See how UrbanPay fits your operation
Talk to an expert and get a tailored walkthrough for your business - no commitment.
Frequently Asked Questions
There is no hard cap. We have run batches at the 1,500-investor level without issue. The bottleneck above that range becomes operator review and KYC completeness, not the payment infrastructure.
Yes. An investor without complete KYC (or KYB if corporate) cannot be paid. The batch validates this before execution; any unverified investors are surfaced as exceptions for the operator to resolve before the batch runs.
The platform retries failed transfers automatically with exponential backoff. Persistent failures (after three retries) are reported as exceptions for the operator to investigate, usually IBAN errors, account closed, or sanctions-related rejection. The original batch state is preserved so re-execution of the failed transfers is a one-click action.
Yes. The router chooses the right rail per investor: SEPA for EUR, Faster Payments for GBP, SWIFT or stablecoin for USD. FX is executed inside the batch with a transparent rate quoted before execution.
Via API or CSV upload. Most fund administrators export distribution waterfalls in formats that map cleanly to the UrbanPay batch input. For ongoing operators, direct API integration eliminates the CSV step entirely.
UrbanPay operates through PSD2-authorised partners and applies the AML standards required by current law and anticipated by the AMLR / AMLD6 transposition expected in July 2027. The mass-disbursement workflow integrates with the KYC / KYB verification state, sanctions screening, and transaction monitoring required by sujetos obligados under the new framework.